Renewable and Energy Efficiency Loan Program Management

Complete program administration service

Program design & stand up

Underwriting, loan disbursement, & loan servicing

Program web presence & customized software portal to administer program

Partnerships with local banks or credit unions

Application review, approval, & payout

Renewable and Energy Efficiency Loan Program Management

InClime runs renewable energy and energy efficiency loan programs on behalf of public sector clients. InClime can run the entire program including underwriting, loan disbursement, and loan servicing using client funds, or can partner with a bank or credit union and handle approval of the measures on each loan and tracking of funds. InClime also specializes in working with utility energy efficiency rebate programs, harmonizing the programs of multiple utilities with a statewide loan or green bank program.

Programs

InClime was chosen by Energy Efficiency Alberta to start-up and run the Provinces new $36 million dollar Residential and Commercial Solar program through the company’s wholly owned Canadian subsidiary InClime Solutions, Inc. This program provides a rebate to homeowners, businesses, and non-profits throughout the Province who install solar on their home or business. InClime’s software platform was customized for the program and InClime’s expert team reviews all applications, grants approvals, and disburses all funding as well as handling customer service and answering questions about the program. In addition, InClime was heavily involved in assisting Energy Efficiency Alberta and the Alberta Climate Change Office in developing the program terms and conditions and guidebook, as well as marketing the program to solar installers and customers throughout the Province.

To learn more about the program, visit the Alberta Residential and Commercial Solar Program Website.

InClime runs the Delaware Green Grant Program on behalf of the Delaware Department of Natural Resources and Environmental Control (DNREC). This statewide program provides grants for solar photovoltaic, solar hot water, wind, and geothermal systems in Delaware for residential, non-residential, and non-profit applicants. InClime took over what was previously a paper and mail based program, creating a custom version of the InClime portal that handles the entire program, from accepting applications to providing customer service and reviewing all submitted applications. This program has been very successful, with the number of applicants doubling each year that InClime has been running the program, despite two significant reductions in grant levels. Stakeholders both in the renewable industry and with DNREC have complimented ease of use, increase in transparency, and improvement in speed of response of the new system. More information about the program can be found on the Delaware Green Grant Program website.

InClime launched and runs the Delaware Solar Loan Program on behalf of the Delaware Sustainable Energy Utility. This program provides low interest loans for up to 100% of the total eligible project cost to customers located in Delaware. The program was designed to complement the existing Delaware SREC Procurement program the InClime also runs, providing a streamlined and simple loan process devoted solely to solar loans. InClime handles all aspects of this program, initiating, underwriting, and servicing the loans as well as providing marketing, training, and customer service to contractors and customers. 

InClime helped design and implemented the Delaware Sustainable Energy Utility Upfront SREC Purchase program in 2014. This program consists of a $.45/watt upfront payment for solar pv systems in Delaware as an alternative to participating in the Delaware SREC Procurement program which InClime also runs. InClime manages the entire program, including a portal where generators apply for the program, generating bank NACHA files for ACH payments to generators, registering all systems in PJM-GATS, and collecting meter readings and entering them in GATS monthly for the 20 year term of each generator’s contract. More information about this program can be found on the Delaware Sustainable Energy Utility Upfront SREC Purchase Program website.

InClime administers the Clean Energy Advantage Loan program on behalf of the Maryland Clean Energy Center and the Montgomery County Green Bank. In addition, InClime works closely with six utility companies within the state of Maryland to ensure the requirements of the loan program comply with the utility’s requests. The loan program offers low-cost financing for home energy efficiency projects to Maryland residents within six different service territories. As program administrators, InClime oversees the loan application process, certifies projects deemed eligible by utilities, works closely with the participating lender, and monitors the funds provided by the utilities and Montgomery County Green Bank. Further information about the program can be found at www.cealoan.org.

The Massachusetts Clean Energy Center (MassCEC) runs several loan and rebate programs in the Commonwealth of Massachusetts, including the Mass Solar Loan Program and the Clean Heating and Cooling program which provides rebates for heat pumps, geothermal, biomass boilers, solar hot water, and wood stoves. InClime was chosen to run the income verification program that allows lower income customers to receive enhanced loans or grants under these programs. InClime built a custom portal that collects all required information, creates an IRS form 4506-T, obtains income verification from the IRS, and reports customer eligibility back to the MassCEC. More about this program can be found on the MassCECIVerify website.